+ description: With the best-in-class Kotak Mobile Banking App, banking is not just about financial transactions. You can open a Kotak 811 savings account without any paperwork, or even without stepping out of your home.
Experience over 100 features including managing all your financial transactions, shopping online via Flipkart, booking movie tickets via PVR, flights and hotel rooms via Goibibo and much more. This app is also Unified Payment Interface (UPI) enabled which lets you send and receive money without adding any additional bank information.
Not a Kotak Savings Account customer yet?
This amazing app lets you download a Kotak 811 savings account on your phone. All you need is your Aadhaar number, PAN and you’ll be done in less than 5 minutes.
Your 811 account offers you:
• Up to 6%* interest p.a.
• Zero balance account
• A Virtual Debit Card to shop online
• Free online transfers
And that's JUST the account. There's so much more you can do (more than 100 features!) with our best-in-class app mobile banking app:
• Transfer funds easily & on the go, without having to register a beneficiary
• Track all your Banking Transactions all in one place
• Shop within our app on Flipkart, PVR, goibibo and more with the benefit of seamless payment
• Recharge your mobile & DTH subscriptions with ease
• Use mVisa or mobilePay for your offline/instore payments
• Purchase and redeem Mutual Funds and keep track of your investments
• Regenerate your Debit and Credit card PINs
• Switch your Debit Cards on and off if you need to
• Pay your bills, open a Term Deposit
• Post opening Account, go to Manage Profile and Click a selfie or upload your photo to set as profile picture
• If you are not a Kotak customer and want a Kotak 811 account all you need is your Aadhaar and PAN details.
• If you are an existing customer, you just need your Customer Relationship Number (CRN), your Debit / Credit Card PIN or your Net Banking password to get started. The app will take you through a one-time activation process when you login for the first time.
Kotak Bank App requires following permissions:
- Contacts: This is required to allow you fetching mobile number while mobile / DTH recharge or sharing IFSC/MMID
- Location: This is required for Branch / ATM locator
- Photos / Media / Files / Camera: This is required to let you access gallery / click an image to set profile picture.
- Phone: This is required to let you dial customer contact center
- SMS: This is required to auto activate the device during activation process.
Please note that your data is safe with Kotak Mahindra bank. We do not share any information with third party without your initiation.
If you have upgraded your phone to the new Android Nougat, and are facing any error with Kotak Mobile app, please re-install the App. Sorry for the inconvenience.
*Earn 6% p.a. interest on savings account balance over Rs. 1 Lakh and up to Rs 1 cr. Earn 5% interest on savings account balance up to Rs. 1 lakh and 5.5% p.a. interest on savings account balance above Rs. 1 crs. Applicable for Resident Accounts only. Interest rates are subject to change from time to time. Please visit www.kotak.com for the latest information on interest rates.